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Car Insurance handy hints

In order to save some money on car insurance it is important to shop around and compare different brokers before making a decision. By using the Moneysupermarket's comparison tool, this can make finding the perfect insurance simple.

In order to keep the cost of your insurance down take note of these handy hints:

Building up a no claims bonus can dramatically reduce the cost of your insurance. Statistically, by building up five years of no claims you could reduce your insurance cost by 60- 70% depending on who you are insured by.

Higher your voluntary excess limit. This means that the amount you pay in the event of a claim is higher; therefore your insurance cost is lower.

Opt to go fully comprehensive if possible. This means that in the event of an accident where you damage your own vehicle only, your insurer will pay out to fix it for you.

By opting for third party, fire and theft cover you will make a significant saving. This works out cheaper than fully comprehensive cover, but does mean that your company will not pay out for a repair to your vehicle that was caused by your own error.

If you have just passed your driving test, research into whether it's worth completing the Pass Plus training programme to get car insurance discounts. Not all insurers give discounts for Pass Plus, but the number that do is increasing. By taking this course you could save up to 10% on your car premium.

For more handy tips on saving money on your car insurance visit moneysupermarket.com where a host of money saving guides for new drivers, young drivers, women's insurance, sports car insurance are available.